Budgeting that just works
Set limits. Track spending. See what's left. No complicated setup, no bank connections — just you and your budget.
Three steps. That's it.
No spreadsheets. No bank linking. No 47-page manual.
Set your budget
Decide how much you want to spend this month. Set limits per category.
Track as you go
Snap receipts, speak expenses, or type them. AI handles the tedious parts.
See what's left
Real-time progress shows you exactly where you stand. No surprises.
Simple by design. Powerful when you need it.
Everything you need to stay on budget — nothing you don't.
Set limits. Stick to them.
Monthly budgets with category limits. See exactly how much you can still spend.
Snap a photo. Done.
Point your camera at any receipt. AI reads it and logs every item automatically.
Speak it. We'll log it.
Add expenses by voice in 5 languages. Perfect for when you're on the go.
Budget together.
Share with up to 6 family members. Everyone sees the same budget in real-time.
All your currencies.
CHF, EUR, USD, and 30+ more. Automatic conversion at transaction time.
Private by design.
No bank login needed. Your data stays on Swiss servers. Never sold, never shared.
Know where it goes.
Clear charts show your spending patterns. AI spots trends you might miss.
Set it and forget it.
Automate bills and subscriptions. They're tracked without you lifting a finger.
Glance and go.
Home screen widget shows your budget at a glance. No app launch needed.
Import when you want.
Upload bank statements (PDF/CSV) and let AI categorize them. No live connection.
See the big picture.
12 months of spending at a glance. Track trends and forecast your year.
Ask anything.
Chat with AI about your finances. Get answers, not generic tips.
Your money data stays yours.
No Plaid. No bank linking. No data selling. Ever.
- No bank login required — track manually or import statements
- Data encrypted and stored on Swiss servers (Zurich)
- No third-party ads or analytics that track you
- Export or delete your data anytime
Start free. Upgrade when ready.
Core budgeting is free forever. Premium adds convenience.
- Unlimited transactions
- Monthly budgets
- All currencies
- Charts & insights
- Data export
- Recurring transactions
- 1 category limit
- Everything in Free
- Receipt scanning
- Voice input
- AI chat advisor
- Unlimited budgets
- Family sharing (up to 6)
- Bank statement import
- Yearly overview
- Unlimited category limits
See actual prices in the App Store for your region
See it in action
Simple interface. Powerful features.
Start budgeting simply
Download Smart Budget and take control of your finances — the simple way.
Download for iOS